Larger Political Conspiracy of UPA to destabilise democracy in India

“UPA, a democratically elected political party entered into a ‘larger political conspiracy’ to file absolutely fake cases based on created facts, false accusations and allegations and used NIA and other investigating agencies to carry on brutal and merciless atrocities against nationalists and created ‘Saffron Terrorism’ out of thin air, with a view to destroy RSS and VHP, world largest NGOs, BJP the political party in opposition and other nationalist organizations, to destroy the world largest democracy and its institutions’.

Background of the ‘Larger Political Conspiracy’

1. Ever since the independence of India in 1947, Global Economic Forces and Multi National Operators have continued to support anti-nationalist activities and similar elements in India to create disharmony, disturbances and divisiveness, so that India is not able to develop into a global power and to lead the people towards peace, harmony and freedom from exploitation. India with its amazing heritage, astounding deep culture and spiritual base is looked up to, by people in almost all countries in the world, particularly with large population of People of Indian Origin (PIO), as the guiding power to help them deal with the issues arising in the new age. It is an accepted global phenomenon that, Indian culture has successfully survived continuous onslaught of almost 947 years (1000 AD to 1947 AD) by foreign invaders as they mercilessly looted and ruled India without a competitor. However, India continued to absorb within itself all those who came and India has never attacked any other country in the entire known recorded history, spanning over 5000 years.

2.With an unparallel and very extensive experience as a nationalist social activist organization, RSS to make serious efforts in resolving the created animosity, between Hindus and Muslims, supported a large number of Muslim and Hindu Youths to form a NGO called the Muslim Rashtriya Manch ('MRM'), to bring Indian Muslim Youth into national mainstream and to promote harmony between Hindus and Muslims in the true sense. MRM has now a following of about 8,04,598 families (signed letter presented to President of India) and has touch based more than 1.5 Crore Muslims in the country, who wish economic empowerment beyond vote bank politics and are now all out in the open to get away with the divisiveness in the society which has been created and perpetrated by pseudo leaders and pseudo politicians. These divisive forces, now and then, by raising controversies and issues like 1947 partition, post Indira Gandhi anti-sikh riots, demolition of Babri Masjid, Godhara, secularism etc. keep charging peoples passions and keep discords and conflicts breathing. These conflicts become sharper when the elections are round the corner. The young generation of Muslims is now fully aware of the created religious divisiveness, which has been used as tool of exploitation and expanding the economic divide.

3. HuJi, Lashkar-e-Tayyeba, SIMI and several other International Terrorist Organizations, banned and interdicted by Government of India and also United Nations Security Council, have continued to advocate and incite Indian Muslim Youth to promote enmity between Hindus and Muslims. They have also by strategically and calculatedly planting and triggering bombs, killed Muslims so that they react, resulting in Hindu Muslim riots and violence. These organizations also have continued to keep tensions brewing between Hindus and Muslims in India. During riots the anti social elements gets a free hand to loot shops, molest women and pick up children all that has disastrous consequences on the common man. All these organizations are internationally funded and supported by Global Economic Forces to propagate poverty. During the period from 08.09.2006 to 26.11.2008, they have been involved in six (6) major terrorist attacks in India– Malegaon 2006 (08.09.2006 and 13.09.2006), Samjhauta Express 2007 (18.02.2007), Hyderabad Mecca Masjid 2007 (18.05.2007), Ajmer 2007 (11.10.2007), Malegaon 2008 (29.09.2008) and Taj Hotel, Mumbai 2008 (26-28.11.2008).

4. This divisiveness of the Indian Society, initiated by Aryan Invasion Theory and Historical Exploitation Theory propounded by the British Raj., has continued to be funded by the Global Economic Forces and fueled by SIMI, HuJI, Lasker-e-Tayyeba etc and also by Naxals, Maoists, Missionaries etc. This discordant on the basis of religion or exploitative statements have all these years suited Congress and now UPA’s 'vote bank' politics as the same has helped them to get into power and retain the same. Polarization of Muslim votes and Muslim appeasement policy by UPA, though the same has not helped the economic growth of the Muslims, Scheduled tribes, Scheduled Castes and other backward classes at all, but has only helped UPA to be in power with about 30 % of vote share.

5.  The conflict ridden policy and continued implementation of divisiveness in Indian Society and allowing corruption, exploitation and appeasement does not in any event allow or entitle a democratically elected political party (UPA) to conspire to destroy other political parties and the cadres supporting them by misusing investigating agencies i.e. ATS, CBI and NIA to falsely implicate innocent nationalists in cases with which they have no links, connections or involvement in any manner whatsoever, either directly, indirectly  or even remotely.

6. In association with these international forces, during 2009 to 2013 UPA Government, particularly the Home Ministers (P. Chidambaram and Sushil K. Shinde) have ruthlessly used Sovereign powers to completely destroy India, the largest democracy in the world. The gross abuse of sovereign power by UPA Government during this period has been more dangerous and disastrous then the period of emergency during 1975 – 1977 and will go down as the another dark age, in the annals of history of India. Some earlier instances of misuse of sovereign power, since independence, that undermined and threatened democracy in India are as follows:

a.  Dissolution of State Assembly and continued Presidents Rule – more than 100 instances since 1950

b.   Imposition of Emergency – 1975 – 1977

c.   Implementation of Mandal Commission Report

d.   Appeasement of Muslims

e.  Weakening of independent Institutions – Election Commission,  RBI, CAG, CBI, NIA, Judiciary etc.

The ‘Larger Political Conspiracy’

1.  Lt. Col. Prasad Shrikant Purohit (‘Lt. Col. Purohit’) belongs to a cultured, middle-class Maharashtrian Brahmin family and is a son of a bank officer. He was born in Pune and got his education from the Abhinav Vidhyalaya and Garware College there.  Neighbours know Lt. Col. Purohit as a soft-spoken man and superiors in the Army remember him as a bright, hard-working recruit. In all conversations with people who knew or had interacted with Lt. Col. Purohit, a common picture drawn is of a zealous young man with a marked patriotic fervour.

2.  In 1994, Lt. Col. Purohit was commissioned into the Maratha Light Infantry after passing out of the Officers' Training Academy at Chennai and served in Jammu and Kashmir for a long period and thereafter was shifted to Military Intelligence. Between 2002 and early 2005, Lt. Col. Purohit was part of a very important counter-terrorism operations in Jammu and Kashmir, MI-25 or the Intelligence Field Security Unit. MI-25 is tasked with looking at the enemy along the Indian border.  Thereafter, Lt. Col. Purohit was posted at Deolali near Nasik in Maharashtra and Panchmani in Madhya Pradesh.

3.   After UPA came into power in 2004 and Malegaon 2006 was executed by SIMI on 08.09.2006 and 13.09.2006, without achieving the desired results, a meeting was held at the Army bases at Deolali and another at Panchmani where Lt. Col Purohit was posted. The meeting was attended by personnel from Ministry of Home Affairs. From the facts and circumstances as has come on record and media, it is evident that Lt. Col. Purohit was given the task to touch base nationalists.

4.  The larger political conspiracy of UPA Government was that the nationalists so identified and touched by Lt. Col. Purohit, with their mobile phone records, could be roped in any of the Terrorists attack which would be triggered independently by some international terrorist group. Recoveries and confessions as we all know are the weapon commonly used to link the criminal with the crime and have always been looked with circumspection by the Courts, but they act as powerful tool to keep investigation and trial going ad infinitem. The conspirators were well aware that that nobody would get convicted in the absence of cogent evidence,  but the whole purpose of the conspiracy was to keep media shouting and breaking news splashing and demean,  degrade and debase nationalists as ‘saffron terrorists’ a word coined by the political conspirators and supporting paid media.

5. It also conspired that after roping and arresting innocent nationalists, they will be ruthlessly tortured by investigating agencies particularly NIA and as they would succumb to pressures, their confessions could be recorded naming RSS, VHP and BJP leaders to make a political kill of the NDA. The powerful trilogy of RSS, VHP and BJP with a large following of committed nationalists which would now include MRM and several other nationalist organizations was making UPA extremely uncomfortable to succeed to get back into power in the elections to be held in March - April 2009. The rising of true India has always been an anathema to pseudo leaders and pseudo politicians, who thrive on perpetration of poverty and exploitation of the masses and the common man.

6. In or about 2007 Lt. Col.  Purohit along with Maj. Upadhyaya formed ‘Abhinav Bharat’ a frontal organization and was given Rs.21,00,000. It is obvious that the people who had created the larger conspiracy had supplied the finances to Lt. Col. Purohit to give confidence to the nationalists about their capacity to act and genuineness as they touch based them.

7. Soon after Malegaon 2008, Lt. Col. Purohit and Major Upadhyaya were arrested. Lt. Col. Purohit gave the name of Sadhvi Pragya Thakur as planned for she was a woman and thought to be a soft and vulnerable target, who would succumb under physical and mental torture. Lt. Col. Purohit was given full assurance that as soon as Sadhvi Pragya Thakur would, as a result of ruthless torture confess the committing of Malegaon 2008 and give the name of  RSS, VHP and BJP leaders, he will be released and in any event he would be given full emoluments, which he is still getting till today while in jail.

8. However, the entire political conspiracy failed because of the unexpected, unforeseen, unanticipated, astonishing and startling resistance and commitment to the nation shown by 37 yrs. old Sadhvi Pragya Thakur.  A name which will be a part of the annals of Indian history, when written correctly. After being in jail for almost 5 years (arrested on 10.10.2008, shown as arrested on 23.10.2008), in a letter written on 17.01.2013 to a Hon’ble Judge of  Bombay High Court, pursuant to an order passed by him,  she wrote:

"5. In spite of being a woman I was encircled by senior police officers and was given beating by belts, thrown on floor, abused using filthy language and was made to hear vulgar CD.
6. (ATS) continued day and night with the aforesaid torture.
7. On October 15,(2008) I don’t know why they took me to Rajdoot  hotel and tortured me. Because of that my membrane of my lung and stomach got ruptured. Since I was unconscious and unable to breath, I was admitted to private hospital Shrusha. The report of hospital mentioned the rupture of membrane. I can place the same as and when directed by you. After keeping me at Shursha hospital for two days, I was shifted to some other big hospital on ventilators and I was kept on ventilators for five days.
8. After slight relief I was again kept in the office room of Mr. Sawant at Kala Chowki and  again subjected to torture.
9. From here I was taken to Nasik at night thereafter my arrest was shown after thirteen days. I had not eaten for so many days and due to their torture I was in unstable state of mind. 
10. In state of unconscious my saffron clothes were removed and a salwar suit was put on. 
11. I was illegally subjected to Narco, polygraph and brain mapping tests without the permission of court. Aforesaid test were again conducted after showing arrest.
12. Lordship, having undergone such inhuman torture, I had developed a serious backbone problems and other problems. I am now unable to walk, sit and stand on my own. 
13. Due to torture by (ATS) I am mentally disturbed and my power to tolerate is also fading away. 
14. Its fifth year since I am and had suffered torture. I was given egg in my food in jail to destroy my ‘Satvikta’. Due to the ill effects of negative environment I am now suffering from serious other diseases. 
15. Now I am suffering from Cancer. I am unable to take diet as prescribed by the doctors. 
16. Due to aforesaid problems, for test and treatment under court orders I had been sent to hospitals at Mumbai and Nasik. They took me to JJ hospital and Government Hospital and Ayurvedic hospital wherein I was admitted under court orders only papers were prepared but no treatment  was offered to me. 
17. In 2009, I had undergone operation of my (Breast). In 2010 again I felt pain. I was in Central Jail, Nasik when MACOCA was dropped. Then I was sent to District hospital as per the orders of court, a special team was constituted which advised for operation. But I was again brought to Mumbai on charges under MACOCA. 
18. Due to critical condition and by court orders I was admitted to J.J hospital Mumbai and Ayurvedic hospital Mumbai. There only formalities were completed no treatment was given. 
19. During my hospitalization, the police security guards due to their police mentality and attitude, despite following all the rules and regulations by me, used to trouble  me for nothing on erroneous ground and the same was reported to Ld. Judge several times. 
20. Since March 2012 I am lodged in Central, Jail, Bhopal, M.P. On deterioration of my condition when I was sent to hospital there also police security guards troubled me the jail authorities wanted to get me treated but security  officers continued with their inhuman attitude and I had to return without treatment due to the same. This had happened to me several times. 
21. Same has been repeatedly going on till now. I wanted to take treatment, I went to hospital but because of the behaviour / attitude of govt. officials, courts and police personals I was afraid to get treatment. Now I am tired of under-going such problems repeatedly for last five years.” 

9.  When Lt. Col. Purohit was not released as expected by him, he spilled the beans and has contended that he has been victimized by military intelligence officials, that he was never involved with Hindu extremists and that he was falsely implicated by a fellow officer, illegally detained and tortured.

10. After 2009, a total of five (5) cases have been marked as acts of ‘Saffron Terrorism’ with the sole political purpose of creating terror amongst nationalists and demeaning and debasing RSS, VHP and BJP. Innocent citizens have been picked up at random and ruthlessly tortured, by the Investigating Agency for no rhyme or reason, particularly by National Investigating Agency (NIA). Ruthless torture and inhumane treatment has continued for almost 5 years now with the sole objective of getting confessional statements of their involvement and the involvement of leaders of RSS, VHP and BJP. The direct and blatant political control, influence and involvement on the investigating agencies is evident by prior statements made by ministers, media leaks and the prosecution acting on such statements. All this is disastrous for a democratic country, where investigating agencies have become active participant in interference with the due process of law.

11.  However, the morale of these innocent nationalists who have been kept in illegal custody and their family is very high.  All these nationalists have been from their childhood days social activists and come from a very humble background with neither having means nor knowledge to undertake these well organised, powerfully economically supported by international organization, highly skilled and professional acts of terrorism, to bring about divisiveness and disharmony between Hindus and Muslims. 

Thank You Advani ji

              When the time comes, event occur picking up beings than existing in the space and time carrying out their assigned tasks. The seers see and smile with wonder and awe, while looking at the occurring of events in presenti, which will tomorrow be known as history. The events which have the potentiality to create a self confident, self sufficient, stable, decisive, transparent and accountable New India are occurring. Many persons have joined the wind to create it a karvan, others are still sitting on the fence to change their guards and flow with the direction of the winds when there is no choice left, some other are watching these events as a 20:20 match with an emotional involvement and the rest look at it to get a feel good factor or nothing-will-change attitude. How so ever simple it may look but the decision of May 9, 2013, at Goa Conclave of BJP declaring Narendra Modi as the head of the campaign committee for 2014 Lok Sabha General Elections is an important page in the history of Bharat.

The trilogy of RSS, VHP and BJP represents the three divine energies of Brahma-Saraswati;  Vishnu-Lakshmi and Shiv-Durga respectively and the new model of Hindu Governance based on this divine trilogy the basis of Himalayan culture can alone give a corrupt free Bharat. Congress culture since it came into power, immediately after independence till date continues to reflect and manifest the world forces which are primarily demonical in nature. Every one for himself and all together to exploit the common man. After 947 of foreign invasion and almost 60 years of Congress rule, every Bhartiya on the street is exasperated by the system of governance followed by the British Raj for their colonies. India is still stuck in the well managed cob web of economic structure which is on the verge of collapse and the only way for India to come out of the web is to create a Hindu Governance System looking into the needs of the e-age in the post modern age.

Issue is not the grandsire and the great old man LKA who has to the best of his capacity dedicated his life to the hand in issue as referred to him by his courtier, but the issue is his courtier, who never had any touch with the pulse of the masses and have been riding high on the shoulders of RSS and VHP by default. This group of courtier with their group of courtiers has for almost two decade now continued to play on the rebound by thwarting all those who have tried to be a threat to their vested interests. The elimination of all those leaders for one reason or other have continuously eroded the confidence of the cadres till the booth level.

The committed cadres of RSS and VHP who are into wholly voluntary service with total commitment for their mother land feel wholly cheated and resigned at the hands of those who have been empowered by their sweat and blood. The fact the congress was beating them red and blue was still acceptable for they are following the British Raj culture, but to be exploited by their own leaders was wholly unacceptable. BJP is an extension of the arm of RSS and that is something BJP will have to feel proud about and not feel demeaned, degraded and humiliated. If India has to rise it will have to rise on the strength of its own culture and heritage and not by imitating or working on borrowed structures, which it has done since independence. But the time has now come to call it a day and the proclamation of BJP in 2013 is the first ray on the horizon to dispel the darkness which has now eclipsed Bartiyata and Bhartiya Sanskriti for over 1000 years. India will rise as phoenix as reaffirm, reestablish, reiterate, confirm and reestablish itself as the most powerful culture and heritage to bring in global peace, harmony and economic independence.

History in times will certainly acclaim LKA as the greatest political genius of the 21st century for his greatest and un- parallel contribution to cleanse BJP one of the most important limb of the trilogy existing in Indian Cultural, Social and Political scene. When the events occur picking up beings then existing in the time and space, the seers bow their heads to the forces that enables victory of truth over injustice, divine over asur. Thank you Advani Ji for helping identification of the asur in the army of the divine and playing a wonderful inning according to the destiny of the nation .

Neither A Thinker - Nor Open To Thoughts – The NAT- NOT2 Principle

            The natural response of some of the wise decision makers to new ideas and projects ideas is based on a mind set. This  mind set exists because of deep insecurity and fear existing at soul level as a result of 947 yrs of onslaught, plunder, loot and rape of  India. But we have to move forward new ideas with potentialities to create a new empowered India has to take shape. These mind sets manifest the following thoughts in different form:

1. I don't know the direction, but the direction given/taken by you has several obvious defects.
2. I will not act, but when you will act, I can always point out several errors in your actions.
3. I thrive on chaos, therefore, I will not allow creation of development and harmony.
4. What is not under me is against me.
5. I respect and trust you but, not as much as I respect and trust myself, because I know everything and I can do everything, I only don't have sufficient time to do everything.
6. I will not run the race, but I will not allow you to win the race.
7. I know and feel that there is a cosmic energy that moves the system, but all the events that takes place are because I thought them first and because of me. 

                            Accolades and Brickbats in Drafting Sports Act, 2005

Since every person commenting on every event has a direct or remote vested interest in its success or failure, every step even if it is forward as being dependent on established development norms like empowering democratic institutions, bringing about transparency, creating accountability makes the architect liable to receive both accolades and brickbats. Impact of e-age and the paradigm shift has created in politics also, strange relationships within and outside the political parties, on every issue which time constantly, unfolds before those who are able to see. It is now becoming evident that relationships are trending to overreach commitments. There are a few who are able to appreciate the trend and make use of it to bring about the necessary social change, for which we all are waiting patiently, in the era of direction-less-ness.

The recent 2005 Sports Act enacted by the State of Rajasthan has its ardent silent supporters and sharp vociferous critiques. Around March 2004, when the idea was projected for the first time when I told  Chief Minister of Rajasthan in the following unambiguous words-

"The youth energy should be utilized in state and national development. They should get out of dirty politics during their vulnerable years, when they are exploited by manipulators who have deep rooted vested interest in the existence of chaos and have no serious national development strategies. Drink and dinner diplomacy continue to thrive for wealth and power assimilation and at every step the youth becomes an easy prey. This ultimately leads to frustrations and depressions amongst youth and manifests itself in form of violence and crimes. Sports will mature them to enjoy win and face defeats in life. Sports development will certainly bring about some constructive and positive thinking in the youth of Rajasthan."

What followed was four months of hard intellectual labour by those who believed in me and the concept. What followed was also dirty power politics by those who did not want the State of Rajasthan to be the pioneer in creating a regulatory mechanism, the first of its kind by a BJP State Government. Every step forward was sought to be thwarted and the entire exercise was sought to aborted several times. Every clause was sought to be sabotaged. The open arguments raised by the supporters who were thriving and making merry in the unregulated sports industry, for last more then 50 years were to the effect - Why Rajasthan should be the leader. State must only create roads, electricity and water and work as welfare state by providing subsidies. Sports is totally a private enterprise. Why should Government interference in the unregulated Sports industry. What if we don’t win, we still participate etc. etc.

However, in spite of all efforts, the political will refused to wilt and with stood all internal and external pressures. It was quite revealing as to who was for and who was against a miniscule regulatory mechanism. Why suddenly there was so much of hue and cry in governments inference in the most neglected, but politically important industry effecting youth of the state and the nation.        

 Though cricket was not one of the sports and games in the list of medals in Asian, Commonwealth and Olympics, but the comment even in the highest BJP higher circles was "Undoubtedly the 2004 Ordinance seems to be a very useful piece of legislation, but the intention for making seems to be obviously wrong." To which I continued to laugh. fir I was enjoying the impact of a vision which was transforming itself into creating a legal structure. A legal structure which alone could bring about the necessary social change. The only way to make it a pulp, was to impute intentions.

About two moths after enactment of the Act, came in Lalit Modi. After detailed discussions I realised the larger impact of the Act. Sports could be worth Rs.100,000 Crores industry in India, about 20 billion USD from 1 billion USD. But that would require BCCI to get out of hands of J.Dalmiya, who would caste multiple votes to remain in control. Two votes were imperative to oust him. I told LKM, if you need two votes, work for three. So I drafted Sports Acts for H.P. and U.P. The Act was simple, private voters were disqualified and only District Association were given voting powers.

J.Dalmiya played his cards as every businessman would wish, by using best of both the political worlds in India. He was able to bring SoGa and ArJa together on the same side, which nobody has been able to achieve till date. But this clearly exposed ArJa’s personal agenda over that of BJP. What restrained ArJa from supporting BJP in Rajasthan and why was Atal Ji, Advani Ji and RSS and all those who were silent. They were all waiting for storm to run over. Every idea has a life. It is a redeeming feature that we can still resist the coming into existence of Hitler by democratic process. Nobody appreciated or supported Dalmiya’s style of autocratic functioning, who had successfully played his inning and is now trying to play another by remote control and to whom both SoGa and ArJa have fallen a calculated prey.

Is it not decipherable, that the people who are cheering the 2005 Sports Act are those who believe in the cherished principles which form the basis of our culture and heritage, but are silent spectators of its deterioration

Is it not decipherable, that we have forgotten the history of freedom struggle and only antinationalist and people with personal agendas, with deep vested interest are opposing the 2005 Sports Act.

Is it not decipherable, that the people who created the 2005 Sports Act and believe in development of youth energy for national building, were never aware of the existence of somebody called Lalit Modi and are silently waiting and watching for it to be finally upheld or struck down by the Supreme Court and resolve the issue of direction of our country.

Is it not decipherable, that at the time of war people show their true colours of supporting those who have same interest and nature and people either belong to the Raavan sena or the Kaurav sena who belong to the Ram sena or the Pandavs and that discloses who is on the side of false hood and treachery and who is on the side of truth and justice.

Is it not decipherable that the greatest wrong which led to Mahabharata was Bhishma Pitamah joining and protecting Duryodhan

Is it not decipherable, that it is our true nature and vested interest coupled with the goal we have in our heart and mind, which makes us all move and take action in the direction of our cherished goals, how much so we may try to conceal it from public eye, but we will all be exposed one day.

Let us do some serious introspection, if we are serious about development of India and join the sena of our true nature without fear and guilt and fight the war.

March 14, 2005

First Mantr of the First Sukta of the First Mandal of Rig Ved

'agnimeeley purohitam yagyasya devmritvijayam, hotaram ratnadhatmam’

The first word is agnimeeley. This word is made of two words Agni or Energy and Eeley or initiate or pray. There are three sources or springs or channels of energy. Sun, Fire and Chakras and there are three ways of initiating these sources or channels. Chanting mantr and offering aarck (water) to Sun, chanting mantr and performing yagya (offering ghee and aahuti) with fire  and meditation, by directing flow of energy through the chakras in the body. Sun reaches every living being without limitation. Fire for yagya has be lightened in the place of worship by the human being and meditation is carried by channeling the energy by moving it through the chakras. Agnimeeley would, therefore, mean that Agni I initiate you or pray you by offering arack, performing yagya or doing meditation.

The second word is purohitam and it would mean ‘that which is positioned in the front’. That which exists in the front for receiving, holding, and distributing to the one to which it belongs is a Purohit. Purohit is the mouth or the receiver of the divine. Purohit is akin to the counter of a bank. The person to whom we give and he who receives the cheque or cash and the amount is deposited in the account of the account holder. When aarck is offered to the  Sun, the water evaporates and the mantra reach the Sun, initiating the energy of the Sun and to be spread out all over. When yagya is performed, the fire hold the vibrations of the mantras and carries the vibrations of the mantras to respective divine  or devta for whom the mantra is chanted. Similarly during  meditation the energy of the chakras are initiated, activated and moves from one to another.

The third word is 'yagyasya' which would mean 'resulting from yagya’. The result of the yagya would depend on the person performing the yagya and also the process of yagya. The doer of the yagya is the human being and the process is offering of the aarck, performing the yagya and doing meditation. For Sun, offering aarck at different timing and chanting  different mantra will have different results. Performing Yagya with fire by chanting different mantra for different divine deity or devta for whom the mantra is chanted would bring in different results and meditating on different chakras would bring in different results.

The fourth word is devmritvijayam. This word is made up of three words - dev + ritu + vijay. Devta are the angles or deities or divine beings or repositories of different kind of energy in cosmic form. They are like different cabinet ministers holding key to different departments or portfolios or different spices which have different smell different colour and give different taste.  Ritu is a beautiful, powerful and  deep rooted word and  means season, that which comes into existence by movement of Earth round the Sun and is dependent on true dharma or perfected laws of nature, which we continue to decipher. Ritu for yagya would mean the perfect procedure and correct phonetic pronunciation of the mantras and ritu for meditation would mean the exact step by step procedure for cleansing, pranayam, meditation, regulating and moving the life energy in the body and chakras. Devmritvijayam would, therefore, mean that it is an established law like the coming into existence of season that, that devta will become more victorious, energized and powerful whose more yagya are performed or in other words, that energy will get more activated for which more yagya are carried on.

The fifth word is 'hotaaram' and would mean ‘happening because of some effort or action or karma’. It would also mean the logical result that comes out of some doing or doing something. There is a result that comes into existence when the being gives aarck to the Sun, there is a result when a being performs yagya with fire and there is a result by meditating on the chakras.

The sixth and the last word is ‘ratnadhatmam’. This word consists of two words ‘ratna’ and ‘dhatri’. Ratna would mean wealth in all forms. That which is shining, revels and exhibits brilliance and would also mean fame, power, victory, wealth, property, all forms of fortunes and a value etc. everything that gives happiness, joy, delight, security, ecstasy and bliss. Health, integrity, knowledge of all sciences and art, wisdom, any form of skill or talent, etc. are also ratna. ‘Dhatmam’ has its root in ‘dhatri’ and means the receiver and possessor or the one who gets, receives and continues to keep. Ratnadhatmam would, therefore, mean she/he who becomes the beneficiary, recipient and possessor of ratna.

Sun exists in the cosmic world and reaches every being. Invocation of the cosmic energy of the Sun by offering or giving aarck to the Sun and chanting the mantra, would make the person who offers, beneficiary, recipient and possessor of fame, recognition and eminence etc.

When a person performs yagya and offers offerings to fire and chants  the mantra relating to a particular divine, that divine becomes empowered. The food of the divine is the offerings and the mantra, more the offering and more the mantra, more the empowerment of that divine and this happens or occurs like season, a logical consequence. The result is a matter of rule and not just hearsay. The empowerment of the divine results in making the performer of yagya rich, wealthy and prosperous in the worldly sense.

When a person meditated on the chakras and activates the dormant energy in kundalini the person who meditates enjoy the bliss and ecstasy and may also obtain siddhi of healing, prediction, channeling or other metaphysical powers of co-information and co-creativity etc.

          The complete transliteration/ interpretation would be: Initiate, pray and meditate the Sun, Fire and Chakras, the distributor, receiver, holder and channel of the divine energy. Such initiation, prayer and meditation as a law empowers the divine. As a result thereof the performer of yagya is provided with fame, victory and health; wealth and prosperity; ecstasy and bliss or Pray agni, the purohit (of the divine). The performance of yagya as of rule empowers the divine. As a result the performer of yagya becomes possessor of wealth and prosperity.

            Pray agni, the purohit (of the divine). The performance of yagya as of rule empowers the divine, which results in the divine making the performer of yagya possessor of wealth and prosperity.

Gaayatri Mantr

Om Bhu, Burvah Suvaah,

Tat savitur vare-niyam,

Bhargo devasiya dheemahi.

Dhiyo yonah prachodayat.

Rig Ved 3.62.10 ; Saam Ved – 1462…

Om                   - Total phonetic universe

Bhu                  - Total material universe – present and future

Bhurva             - Unlimited, gigantic, ginormous, humongous

Suvaah            - Belonging to Self - existing with in Self

Tat                   - That

Savitur             - Energy of the Sun

Vare-nium        - Greatest – worthy of wishing

Bhargo          - Sound produced when encapsulated air is released by fire

Devasiya          - Divine

Dheemahee  - Sharpness with ability to grasp-used by weasel to catch snake

Dhiyoh             - Buddhi -Intelligence

Yonah               - Womb of creativity

Parachodayaat - Continuously increases by effort

The total phonetic universe, the total material universe, without limit existing within Self–That divine greatest energy of the Sun, free the encapsulated divine knowledge in buddhi with sound (physical experience), make it sharp with ability to grasp and be the womb of  creativity, which continuous to increase by effort.

The Karmic Color of Money

The freedom of individuals to upload any information on public domain has finally led to exponential growth in communication and availability of phenomenal amount of data via internet on laptops, tablets and mobile. Search engines, social networking sites, twitter and many more similar processes have made it possible for everyone to instantaneously access the same, without fear of persecution. Movies like Wall Street I and II, Blood Diamond, Zeitgeist, Too Big to Fall, Yes Men Fix the World, Freakonomics, Thrive has further brought about a clear awareness amongst the High Net-worth Individuals (HNI), Fixed Income Buyers (FIBs) and Qualified Institutional buyers (QIBs) of the link between their money and exploitation of human beings by human beings. At the turn of the century and particularly in last half decade, it dawned on them that the men made atrocities, violence, terrorism and wars were closely connected with the (mis)application of their funds invested in the market, by those in whom they had put the money in trust for a fixed return as investment.  

As these HNI, FIB and QIB were able to trace the use of the funds handed over by them to Banks through asset or portfolio managers, consultants and administrators, they suddenly felt the true impact and effect of the carcinomatous growth of social ills resulting from their hard earned accumulated funds and also the karmic effect on their family. These HNIs, FIBs and QIBs in this new age fully wish to disassociate and severe all connections existing indirectly or even remotely and does not wish to be privy to any form of return from drug sales, arms funds or blood  money used for exploiting the commoners around the globe, with whom they now feel connected. These HNIs, FIBs and QIBs actually and genuinely now wish to be a part of the development and growth of the world in the real sense and bridging the gap between the high ups and low bottom and not contributing or underwriting the corrupt funds. India with its attributes is perhaps the only one of those countries in the world, which with its global spread of PIOs has been able to touch and shake the deep dormant conscious of those who came in contact with its deep rooted culture and wide spread heritage. India thus becomes the most preferred parking place for these funds at the coming of the new age.

Fortin Financial Group (FFG) has been working with an international private lender who has deep association with these HNIs, FIBs and QIBs based all over the Europe, fully wishing to be a part of the change. FFG with its associated group has been underwriting Bonds for genuine borrowers who were looking for funds to execute projects supporting progress, development and growth and found it difficult to make headway in the controlled Banking system. FFG with its long associations was able to accomplish private placements with HNIs, FIBs and QIBs from US$1 million to US$500 million. HNIs, FIBs and QIBs while working within the structured frame work were tied for its interest rate to the LIBOR (London Interbank Offered Rate) at simple interest with payment of interest in arrears. LIBOR rate continues to fluctuate every morning by those who manage the so called market forces by the CP-GOD (those who continue to control fluctuations of Currency, Pharmaceuticals, God, Oil and Diamond). There are no loan covenants or restrictions on the use of the loan proceeds and it is not easy to decipher where all this money was being used i.e. destruction of the produced by legitimate means.

In view of the particular needs of the HNIs, FIBs and QIBs looking for secured returns and a wish to exactly have correct knowledge about the use of funds on one side and the potentiality of India being constantly battling invasions from foreign countries for almost 1000 years and the nonviolent philosophy of Gandhi looking for rejuvenation, transformation and re-emergence on the other, FFG custom-crafted an economic configuration which has the potentiality to preserve the karmic colour of money. Most of the money that has continued to come in India as FDI is the same which had gone out of India through unknown routes and has been routed back finding Mauritius route or has come in as debt fund from World Bank, IDB, ADB or other Development Banks on which the country continues to pay huge interest. The money that has been invested by FIIs in the share market has continued to quit the share market with a multiplier and we have seen the share market crashing and Lakh Crores being wiped out of India by sheer manipulation. These amounts have been much more than that was looted from India by invaders, East India Company and British Raj by power of sword and guns.

FFG designed a unique repayment schedule for HNIs, FIBs and QIBs with maturities at the end of 8 years with a fixed interest of 6.5 % (152 % pay back after 8 years) which is far more than the return as per LIBOR. This repayment of principle and fixed interest has been fully secured by maturity value of Senior Life Settlements (SLS) secured by FFG. The money raised against the placement of Bonds with HNIs, FIBs and QIBs, bring in an equal amount, which can be used as project fund or loan. Since this entire amount is surplus earned by FFG after repayment of entire amount is parked in India as capital of its NBFC. The funds brought in by Bharatpuria Finance and Investment Ltd. (BFIL), the NBFC of FFG shall continue to fund infrastructure, industrial and other project in India and boost the economy of the country by the funds which are coming in without any baggage and not dependent on the fluctuating market controlled by CP-GOD.

With the rating of India as Bbb- or its equivalents by Moody's, Standard & Poor, Fitch IBCA, and/or Duff & Phelps, by the measures set up by those who manage the designed system, finds it difficult to get the clean and green finances to the extant required for any project. The half completed projects with all the money of the entrepreneur sunk in it and the loans with penal interest have continued to ruin the project and the genuine entrepreneur with integrity, who got funds in form of loan from the Banks or those who were funded by Banks. Traditional families with strong economic base and deep pockets, continued to survive and grow with great efforts, but were than defeated on the technology issue and the flashes of post-modern sparkles. The few that have managed to keep in touch with the world around has survived with dignity and the very few who could expand globally along with the big wigs, continue to amass in consonance with the strength of their product.

There have also been stray people with highest integrity and have been able to reach to the heights by very personal efforts like medals earned in Olympics. The real issue is the thoughtful, calculated, deliberate, measured and well considered design of the CP – GOD to keep India at bay, in predicament and in a dilemma is now under challenge. They are finding themselves struck in the design or the web which they had managed well for almost 200 year. Normally a spider does not get struck in its own web, but when it happens, the only result is the same as it happens with all those who get struck in the web. For if India rises, the world will have no alternative but to change with it. India’s energy level at the soul level in phenomenal and incredible because of reasons which all feel and understand but find it difficult to express and accept openly. However, with the awareness amongst the HNIs, FIBs and QIBs is once again bringing the conflict in the open, between the New World Order Vs. New World Energy. Obama’s win as US President of US in 2008 was the beginning of the advent of New Energy and his win again in 2012 will be a phenomenal rise of the New Energy World and the crumble of the economic pyramid.

       

The Fund Managers and Bankers - Lakshmi and Kuber

Money as currency is a tool to exchange the produce of one against another and globally replaced the barter system after the advent of industrial age around the year 1770, when printing of currency came into vogue. Money is yet another form of energy and has no attributes except the value printed on it. But the way the money is created in the system or by an individual, gives it a karmic character. Lakshmi is the fund manager or banker of the money resulting from the karm of devta or positive attributes or attitudes of creative producers and Kuber is the fund manager or banker of the money resulting from the karm of asur or negative attribute or the attitude of exploiters, looters and moochers.

Like every human being has a name, body, face and energy, every country has to have a name, territory, flag and currency. All the 204 countries in the world continue to print currency and by a well-managed system, regulated by those who create the rules at global level de hors the national governments, these currency continue to fluctuate. Every person in India has to work harder by 55 times (I US $ = INR 55) than a person working in US and 70 times (1 Euro = INR70) more than a person working in Europe to keep him at par.

Technology and Infrastructure based on technological advancement brings about growth momentum of the economy in the country. Agriculture and housing and inter connectivity of human settlements led to water channels, water pipes and roads; electricity led to erection of generating systems and distribution network, Home TV led to satellites, cable network; mobile phones to erection of transmission towers and now Wi-Fi.  R & D must continue to take mankind towards harmonious, happy living and sustained relationship for that is what we all are looking for. After the advent of Industrial Age (1770 AD) and introduction of currency Banks came into existence and industrial growth and infrastructure projects have continued to be financed by Banks. After the World War II and formation of United Nations, the developing nations have been financed by the World Bank and other Development Banks and several Funds, existing globally and locally.

The source of all this Bank funding is fundamentally and basically in the nature of debt. All the currency that exists is minted by the 204 countries in exercise of its sovereign power either under a contract (Federal Reserve Fund for USA) or by an independent authority (RBI for India) against Bonds issued by Government, with promise to pay. These bonds are however never paid back, for more money is minted against more bonds when more is required and the bank debt fund continues to increase in the globe and continues to be circulated on fractional reserve basis. Fractional reserve base creates and circulates more money out of thin air, without actual currency in place. The accounting system at individual, state or national level reflects a limited picture. In the postmodern new age, when we the economic picture at global level, we find that the total global debt fund of all the countries in 2012 is about 40 trillion US $. This would simply mean that if on a single day, all persons decide to withdraw all the funds in their credit, the Banks will fall short 48 trillion US $ (1 trillion US $ = 55 Lakh Crore),

http://www.economist.com/content/global_debt_clock.

This money created by Governments has continued to change hands from person to person, for the products produced by individuals for corporations or companies (from MNCs to Proprietorship Firms) and services rendered by individuals (from those working in NASA to rag pickers). Monopoly, Trade, Vyapaar and Career were indoor children games played by us all, where the pre-existing currency was distributed by a Banker to all the players who continued to roll the dice and buy properties collect rentals or pursue their career with passion, ambition and diligence, till they were too tired and exhausted (after 4-5 hrs.) to play more and the money went back to the Bank to start all over the next time. The global economics draws a parallel and the Banks continue to dominate the life of every nation and every individual.

It is extremely difficult to comprehend and appreciate that those who matter in determining prudent financing policies in national interest in India are showing total ignorance and obliviousness about the crumbling world economic structures and the apparent changes which could be seen by every intellectually honest economist in India as the impact of the information age which is changing the social structure is demanding restructuring of economic and political structure from global to local level.

The (incorrectly) structured economic cycle continues to create more Kuber dhan and continues lead us all to disastrous consequences like corruption and civil disobedience movement for the whole system is fuelled by those very people who have first got the policies in place to receive the debt and thereafter landed the money to legally extract money out of the system. This is simply a global manifestation or a globally expanded form of the old Zamindari system which led to real deterioration of human values and the deep level of insecurity perpetrating deep in the soul of India. Money was lent for fertilizer and seed, to the farmer by mortgaging his land. The loan would never be paid because the crop was burnt or money was spent in rituals (dowry, mritubhoj etc.) and the debt and mortgage continued in perpetuity. The Zamindar would openly molest and rape the females in the house of the poor farmer and not only laugh it out but glorify his misdeeds, misdoings and misadventures at his post evening and late night daru (drink) and  tangri (chicken legs) parties followed by mujra (erotic dance).

The system was fully supported and fuelled in British Raj and the Privy Council said “Once a mortgage always a mortgage” and reiterated even after independence. All that was the reason for all the land reforms by giving khudkasht (self-tilling) rights to all the cultivating land less persons and abolition of Zamindari system at the dawn of independence.  This was the rise of the Lakshmi dhan once again after 947 years of eclipse. It is not difficult to understand that the supports by judiciary to land reforms led to the first amendment of the Constitution of India for the than leaders (members of Constitutional Assembly and Parliament) with their vast readings (free time spent in jail) and interactive global exposure were able to understand and appreciate the interplay of global economic forces.

Industrial age ended and e-age made its advent in 1955, making all information available to individuals leading to twitter, wikileaks and scams and exposing those who were amassing the Kuber dhan. After 1990 though there is a deep quest of making the world unipolar to enable minting of a global currency and amass the entire Kuber dhan, which only happened once in the history of civilization, when Ravan tilted the balance of the earth and should happen never again. This well-managed and well-connected conglomeration of (seemingly unconnected) Bankers, Fund and Asset Managers, Financial Consultants, MNC’s, Media called CP – GOD (Currency, Pharmacy – Gold, Oil and Diamond) have continued to control the affairs of the Governments and individuals on the basis of fluctuating markets (called market forces) and conflicts (ethnic, civil disobedience, terrorism, wars etc.) and amass the benefits sought to be created by 7 + billion human beings for themselves and their family. Governments and persons sees money only from the time it comes into their hand a leaves their accounts, but that is the miniscule visible part of money cycle and the mega part remains un-manifest to the commoner. But seers, economists and people who can think objectively and see beyond the veil, are now been able to decipher the real play of forces. It is time to see rise of Lakshmi dhan in the horizon, making the world multi polar and that the sham and phony regulation and management slipping out of the control of CP-GOD.

In 1998 India issued the Resurgent India Bonds (RIB) and in 2000 the India Millennium Deposits (IMD) for a tenure of five years to target channelizing NRI savings into India, which would have even otherwise reached India in due course of time. PIOs have moved out of India for over 1000 years now, working hard wherever they got a chance and showing their real mettle and have never lost their roots. To meet its challenges of growth, Government of India has created an Infrastructure Debt Fund of about 2 billion US $ and is further gearing up to create further funds by issuing long term 30 yrs. Government Bonds at about 9 % fixed income to the Bond Holders, which will certainly be purchased by the FIIs, which control Global Financial Institutions and economy, directly or indirectly.

In 2011 India created an Infrastructure Debt Fund (IDF) for about INR 10,000 Crores and now the State owned India Infrastructure Finance Corporation Ltd.(IIFCL) are finalizing broad contours for a multi-billion-dollar 30-year proxy sovereign bond that (as projected) will allow the Indian Government to raise funds from Foreign Institutional Investors (FII). It is expected that these Bonds would be floated with a guaranteed return of about 9 % in the expectation that, with the Europe shrinking the bonds will fully subscribed, in spite of the credit rating loaded against India (by global statistic holders), for dismal and slowed growth rate of 5.3 % in the last quarter of 2011–12, the slowest since 2003–04.  80 % of the money so sought to be raised is expected to provide some solace to the parched infrastructure, which India has continued to build since independence and the balance would go to Public Sector Banks to enable them to lend more money and obviously take it back by making book entries against unpaid debts (creating more NPA’s). It is also expected that the inflow will help prop up INR which in June 2012 hit a record low of 57.32 against US$. All this is expected against the widening of current account deficit gap export earnings and import payments and rising inflation in double digits and oil prices above 110 US $ a barrel, rising FDI repatriation and large external commercial borrowing redemptions.

Interestingly and amazingly nobody is asking the questions as to why India needs to pay hard earned tax payers money to repay 9 % interest to the Foreign Institutional Investors when money is said to be available at LIBOR + 2 % or the money lying with the FII’s does not belong to them but belongs to High Net-worth Individuals (HNI), Qualified Institutional buyers (QIBs) and Fixed Income Buyers (FIBs) who get only 3 % interest from FII’s and would be more than willing to fund any project in India @ 5 % interest and continue to roll it over. The other question which nobody wishes to ask is what will happen after a period of 30 years when a new generation of Indians will be hit by the tsunami of repayment.

In view of the real play of forces, interlocked in networked, the commitments sought to be made by the Government of India, such decisions would logically and certainly take the growth further down, as the objectives are not achievable from the debt fund (Kuber dhan) and will not increase production but will only increase inflation. Companies will reduce employee’s salaries budget or reduce number of employees (they can’t reduce travel, entertainment, marketing and gifts), leading to employees unrest (Maruti in Gurgaon) and will not be able to invest anything in R & D and continue to depend on utran (discarded technologies), for the companies will have to meet the direct and indirect tax demands (validated by Courts) made by the Government at every taxing event from excise to sales and service to wealth. Government has also no choice for it has to pay high rate of interest on the debt funding, choicelessly received by it.

For providing long-term debt to infrastructure projects Mr. Edward Fortin, President & CEO Global Operations of Fortin Financial Group (FFG) a BVI Company, has devised a proprietary funding mechanism primarily keeping in view the global melt down of existing banking structure and currency wars which will certainly change the balance in global economics in the new age. It is not only difficult but impossible for anyone to negate that the PIO’s are making their mark all over the globe not only in the field of IT, Astronomy, finances but also politics. It is not difficult to decipher the reason for all this and that is the deep rooted ancient heritage, profound culture, traditionally oriented family structures with simple and positive values, natural entrepreneurship skills, integrity, honesty and finally adherence to relationship above mere economics.

After long and deep search in existing economic structures managing the affair of the world for over 220 years (since 1791) it is necessary to shift from Banks Debt Funding to Insurance Credit Funding (ICF – Lakshmi dhan). ICF is a perfect solution to provide long-term funds without a baggage more particularly because the source of money is not a fund created on debt against Government Bonds but the hard work of individuals. ICF will be an extremely efficient method of providing loans, on very reasonable terms as to interest and repayment to Public Sector Undertakings and Private Entrepreneurs by fully collateralizing the project only and without seeking any personal guarantees as is prevalent with Banking Sector. ICF is not faced with the inherent risks involved with the project development investment and that is that the investment made may not be returned back with interest and penal interest.

ICF based on the expanded vision and faith and trust in the entrepreneur executing the project. The tacit understanding is that every project is able to achieve its object and purpose, if the money is spent on the project is not siphoned off in land banking, share markets or other projects not under the management of the entrepreneur and somebody provokes him and shows the possibilities of making some quick money, which is never made. The real objective of every project of job creation and sustainment of personal well-being, is always achieved and that in fact and in real terms adds to the Gross Domestic Product (GDP) or Gross Personal Happiness (GPH). The inherent insecurity (Zamindari system obsession) in every individual decision maker, makes it extremely difficult to appreciate, understand and realize that, why a Company would invest funds in another company without full security of its recovery and realization. But that is when they are looking at individual companies or corporations without looking at the larger picture, for the Company managing the ICF is finally always getting more even if there is a 10 % fall out.

The confidence that this system of funding permeates because of the inherent strength of the financial structure of Credit Funding raised against actually existing Insurance Funds from those who care for the world and have feelings for the mankind, as contradistinguished from the money raised against Government Bonds from those who do not care, how the money grows. The stake holders in creation of these funds are:

The stake holders in this creation of money are:

1.  Life Insurance Company – In USA

2.  Senior Citizens – in USA

3. Otkritie - Broker, Asset Manager, Financial Consultant and Investment Banker – Russia / UK (http://www.otkritie.com/)

4.  Fortin Financial Group (FFG)  – British Virgin Island (BVI)

5.  J.P. Morgan – in U.K.

6.  Insurance Company – AXA, ING and Allianz - in Europe

7.  High Net-worth Individuals (HNI), Qualified Institutional buyers (QIBs) and Fixed Income Buyers (FIBs) – All over the globe especially Europe

8.    Greenberg Traurig – US Law Firm (http://www.gtlaw.com )

9.    Law Consults – India Law Firm (http://www.law-consults.com )

10.  State Government, PSUs and Private Entrepreneurs – in India

11.  Independent Engineering Consultants and Project Acessors– in India

12.  Financial Structuring and Techno Commercial Appraisal and Security of Documents in India

13.  PSUs and Projects – in India

Backdrop -

Insurance appeared simultaneously with the appearance of the human society. Since 1680, all over the world first marine insurance, then fire insurance and thereafter several other forms of insurance have continued to grow. Life Insurance Companies continue to provide and citizens continue to take Life Insurance Policies (LIP) or Senior Life Settlement (‘SLS’) to provide security to their families after their death. Citizens continue to pay premiums against these LIPs on monthly, quarterly, half yearly or yearly basis. In view of the judgement of Supreme Court of USA, in USA these LIPs are transferable and/or assignable to third party. Over the centuries, the insurance surplus fund has continued to accumulate all over the world. This wealth is in fact the fund generated by beings which existed on planet earth, had worked and had deposited premiums with the Insurance companies and the insurance companies even after paying the legitimate dues to the people have been left with legitimate profits, which they have continued to invest against securities including government securities on low interest rates.

These profits constitute about 40 % of actual cash deposits in the Bank as contradistinguished from digital money and freshly minted currency and is to the tune of about US $ 23 trillion in US and Europe with an premium of 4.3 trillion US $ coming in every year, for it is inherent in the human functionality, that nobody consumes more than he produces. The only exceptions are those who do not produce anything but live as looters and moochers (CP-GOD) on the wealth produced by other private entrepreneurs. All the currency printed in the world does not get destroyed except when burnt in wars, attack by terrorists or natural disasters.

The Process -

Senior Citizens in US, who are holder of LIP and are in need of immediate funds, look forward to surrender the LIPs to the Insurance companies. However, in view of their assignable nature, the senior citizens can assign the same on a higher premium. Fortin Financial Group (‘FFG’) has got in its fold policies of senior citizens preferably above the age of 72 years (life expectancy in USA is 76.2 years)

(http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy) and have paid surrender value of the LIPs along with a premium amount to the senior citizen, who is more than satisfied as having received more value, than the surrender value they would have got from the Insurance Company. FFG continues to pay the premium, from year to year to the Insurance Company, for the rest of the life of the person, whose policy they have assigned to themselves. FFG will be entitled to receive the insured value of the LIP at the time of death of the policy holder. A simple calculation of the surrender value paid to the policy holder with premium and the payment of annual premium to the Insurance companies vis a vis the insured value to which FFG would be entitled, reveal that FFG is conveniently left with a substantial surplus amount as their profit. 

Having purchased the policies of senior citizens for a premium, FFG has retained  the services of  J.P. Morgan Trusteeship Services U.K. an Investment Banker to keep the policies in their trust and continue to pay the premium to insurance companies and to collect the insured value as and when it becomes due and payable by the insurance companies. The surplus amount left after payment of surrender value and premium amount takes care of the total value of the insurance amount to which FFG would be entitled from the insurance companies and a surplus fund. This surplus fund is sufficient to secure 5 % annual simple interest for a period of 10 years for any investor who subscribes to the Bonds issued by FFG and is totally secured by the J.P. Morgan Trusteeship U.K. A totally secured annual return of 5 % for 10 years is a perfect, lucrative and flawless investment for High Net-worth Individuals (HNI), Qualified Institutional buyers (QIBs) and Fixed Income Buyers (FIBs) all over USA and Europe, when LIBOR (London Inter-Bank Offered Rate) is about 1.35 % for 12 months and continues to vary at 11.45 am (London Time) every day at the behest of BBA (Britain Bankers Association) – and extension arm of CP-GOD. The maximum amount that the assured fixed return that the investment Banker or Asset Managers provide to the HNI, QIBs and FIBs are against long term investment is LIBOR + 1 % i.e. 2.35 %.

The exponential and phenomenal growth of  quantum and nature of data and easy access to information from all directions, brought about a clear awareness with the High Net-worth Individuals (HNI), Fixed Income Buyers (FIBs) and Qualified Institutional buyers (QIBs) of the link between men made atrocities, violence, terrorism and wars and their money. These HNI, FIB and QIB are now able to trace the use of the funds and are feeling the true impact and effect of the cancerous growth of Kuber dhan.  These HNI, FIB and QIB in the new age fully wish to disassociate and severe all connections, either indirectly or even remotely of being privy to any form of return from corrupt funds or blood or money used for exploiting the commoners around the globe, with whom they now feel connected. These HNI, FIB and QIB are now actually and genuinely wish to be a part of the development of the world and not contributing or underwriting the corrupt funds. India with its attributes, is the only country in the world to be able to touch and shake the deep dormant conscious and becomes the most preferred parking place for these funds.

In that view of the matter, FFG is simultaneously executing MoUs with Public Sector and Private Sectors undertaking for their infrastructure projects in India by creating an SPV or equity participation or granting loans to make these funds put to use. With the formal commitment made for projects in India, FFG will load the Mid Term Notes (‘MTN’) or Bonds from its SLS portfolio and instruct J.P. Morgan Trusteeship U.K, its Investment Banker to provide the HNI, QIBs and FIBs with information required to enable them to access the MTN or Bonds offered via the Bloomberg Terminal in order to perform due diligence of the projects to be executed in India. With the due diligence accomplished, the sale of MTN or Bonds can be completed with the MTN sold @ par to HNI, QIBs and FIBs all over USA and Europe assuring return of principal and a 50% fixed return (5 % per annum), both payable at the end of year ten (10). The Investor purchases these MTN, for such investment eliminates the inherent risk of any loss of principal and interest which is associated with project investment and also gives him a sense of contribution to actual genuine development and not contributing to blood money or corrupt funds.

The fluctuation of currency has no effect, implication or influence on these transactions as the entire money in India is coming as capital of BFIL from the profits earned by FFG. The repayment that will have to be made to HNI, FIB and QIB on maturity of the Bonds after 10 years shall be settled by J.P. Morgan Trusteeship, UK from the money received by them from the insurance company after the maturity of SLS. The Bonds floated by FFG have, with their international contacts with HNI, FIB and QIB, are more than acceptable.

The investor (HNI, FIB and QIB) receives:

·        

               * MTN ownership, backed with ‘A’ rated or better SLS with a non-lapse

                   premium contingency.

·                             * Principal reimbursement at maturity

·                             * 50 % fixed return, payable at maturity

·                             * SPV security where ever applicable

·                             * Equity stake where ever applicable

·                              *Additional windfall where ever applicable

Funding in India –

Having secured the principle and interest payable to the investors, FFG has to ensure use of the funds raised against these MTN or Bonds be financed for Public Sector Undertakings and Private Entrepreneurs in projects in India, that would be actually executed or lying dormant and can be executed forthwith. This funding could be provided on long term basis of 7 years at interest rate of 6.5 % for PSUs and 7.5 % for Private Sector or to be decided on case to case basis. This interest amount received by FFG would cover the expenditure that FFG has to make in maintaining the MTNs, marketing and selling the Bonds, fees and expenditures of the Investment Bankers, professionals associated with the entire project, travel and other organizational expenditure and some profit.

Experience has established that most of the projects in India have an immediate need of a bridging finance or a seed capital. In a typical Real Estate, Hotel or other Infrastructure project, persons have invested the available capital in the land and basic infrastructure and are looking for finances to complete the project to bring it to a take-off stage (in several cases the funding received from FIs has led them to courts) or have huge lands as securities and are looking for finances to develop and complete the project before they market it to the consumer. With most Indian Entrepreneur’s having burnt their fingers and lost total trust in their effort of raising finances through the Big Four (4) and in deep debt with Banks and other Financial Institutions all over the country, not only find it difficult but impossible to pay any advance or up front to bring in fresh funds.

Bridging Finance using a Credit Default Swap (CDS) –

Both Public Sector Undertakings (PSU) and Private Entrepreneur (PE) are in dire needs of funds to give fillip to the infrastructure development and industrial growth in the country.  All these PSU’s and PE’s need bridging finance to initiate the process of the Project before the real project fund arrives, which would normally take 6 months. This need to bridge the gap between the submission, sanction and approval of the Project and receiving the funds through MTNs and Bonds, spreading over a period of 6 months can be met by raising finance by issuance of a CDS by a nationalized Indian Bank. BFIL can submit the approved project and the valuable securities of the Public Sector or Private Entrepreneur to the Bank, which can issue a CDS. Against the CDS the BFIL can raise the bridging finances from its Credit Line existing overseas for its associate companies and provide it to the PSU or PE. As soon as the project fund is received, the CDS can be released and utilized according to the project cash flow analysis. The amount can be rolled over if the need so arise.

The entire fund which comes to India comes as Capital of BFIL, with no strings and shall continue to be rolled over in India alone with no movement of funds outside India again. Reorientation of the family structures, coming up of new entrepreneurs and modernization of technology shall continue to need fresh finances, which can continue to be provided as the total Insurance funds lying overseas are to the tune of 23 trillion US $ and 4.3 trillion US $ coming in yearly. India neither lacks entrepreneurship nor does it lack commitment to the cause, but needs correct thinking and execution with determination and will. India only needs the necessary momentum to break the existing inertia, which can be provided by FFG and BFIL by resourcing funds through Insurance Credit Funds or Lakshmi Dhan and work as a consortium with nationalized Banks.

         Reorientation of the family structures, coming up of new entrepreneurs and modernization of technology shall continue to need fresh funding ad infinitum. The quest and the will of every human being to create world anew and a will to create a better human society or natural disasters will continue to take the infrastructure and the world around to the next level year after year, whether it is basic like bijli (electricity), pani (water), sarak (road) or real estate and housing, telecommunication, sports, old homes, education or heavy, medium and small industry, to next level and continued reconstruction. The time has come now for the Laksmi Dhan flow to India in its purest form and help India to take a quantum leap.